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Before you buy or sell, you have to
TALK TO ME FIRST!
REAL ESTATE NEWS UPDATE!!!
I am a Certified Foreclosure Prevention Specialist
If you or someone you know is currently facing a possible foreclosure, or are behind in your mortgage payments please call me immediately or click here for free online information. Time is of the essence. We must move quickly if we are be of any assistance.
August 2, 2008
New law gives first-time buyers $7,500 tax credit
WASHINGTON – Aug. 1, 2008 – Tell first-time homebuyers it’s time to commit: A provision of the recently-passed federal housing recovery bill gives first-time buyers an interest-free loan of up to $7,500 in the form of an income tax credit.
The credit equals 10 percent of a home’s cost up to $7,500, and applies to any single-family residence (including condos and co-ops) to be used as a buyer’s principal residence.
First-time homebuyers, defined as those who have not owned a home for at least three years, will claim the tax credit the first year they file federal taxes and receive the money as a reduction of their federal tax liability. The money must be repaid at the rate of 6.67 percent of the total credit each year for 15 years, essentially making it an interest-free loan. If a home is sold before the 15-year pay-off, the balance of the credit is recaptured at resale.
The credit was included in the new law as a way to entice first-time buyers to get off the fence and commit to a purchase.
CALL ME FOR MORE DETAILS!!
May 21, 2008
Healthcare for Floridians!
May 21, 2008
Dear Friends,
This week I have signed several important pieces of health care legislation. Today, I signed Senate Bill 2534 that will provide affordable health insurance options to Florida’s 3.8 million uninsured individuals. Currently, one in five Floridians goes to bed at night worried about how to pay for medical care. Now, because of the great work of the Florida Legislature this year, Floridians will have options that will go a long way toward freeing them from worry about health care.
Based on the bill I signed today, Floridians ages 19 to 64 who have not had coverage for at least six months will qualify for the Cover Florida plan. Coverage will cost about $150 per month, and benefits will include regular medical check ups. The plan is designed to focus on primary and preventive care to discourage unnecessary and costly visits to the emergency room.
Available as early as January 2009, benefit plans will include coverage for preventive services, screenings, office visits, outpatient and inpatient surgery, urgent care, prescription drugs, durable medical equipment, and diabetic supplies.
Additionally, the legislation provides opportunity for insurers, doctors and other medical providers to offer medical care through an open, transparent “marketplace.” The marketplace will provide Floridians other options to meet their medical needs.
By negotiating with health insurers – and allowing them to compete for our business – the people of Florida will be the winners. Families and individuals who have sacrificed health insurance in exchange for college tuition or buying a home will now have hope. The time has come to do what is right. We live in the most prosperous nation, but to think that nearly four million Floridians go to sleep without health coverage is unconscionable.
Thanks again to our great Legislature; we will negotiate with insurance companies to provide access to health care. This simple approach will provide coverage, but more importantly it will provide peace of mind.
January 30, 2008
Florida Voters Pass Amendment 1 to Save Our Homes for Immediate Property Tax Relief
January 22, 2008
US Fed cuts interest rate amid global stock sell-off and recession fears
January 21, 2008
The upside of Florida real estate: 20 market positives
October 17, 2007
August 29, 2007
Bond Money For 1st Time Home Buyers!
5.49%
Hurry it win't last long! Call me to find out if you qualify!
Jennifer Dodge - 850-259-1318
August 24, 2007
FINALLY!
FED's DROP INTEREST RATES!
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6.375 |
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6.25 |
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6.125 |
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6.00 |
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August 23, 2007
Bay County Gets Final Approval for International Airport in Walton County
Walton County will get International Airport. This will be 30-40 minutes from my listing on Hwy 20 in Freeport!
Click Here for Article
August 22, 2007
What is a Short Sale?
A Short Sale is the term used to describe when a Mortgage Company agrees to accept a sale amount less than the full payoff in a Real Estate sale.
Click here for information on Short Sales
-Jennifer Dodge
Cell - (850) 259-1318
April 12, 2007
Realtors Plea for Tax Reform
I traveled along with more than 1000 other Realtors to Tallahassee for Great American Realtor Days to plea with Legislators for property tax reform. I personally spoke with Representatives and Senator Gaetz about bringing us relief to allow for more affordable housing in Florida. With the support of other Realtors we collectively voiced our thoughts and opinions for insurance and property tax relief now! We can't afford to wait until November 2008. We want a special election to get relief on the ballot in August so that we can see lowered property taxes on our November 2007 bill. Please contact your representatives and senators now and let them know we want solutions now!
Click here for information on no more property taxes
-Jennifer Dodge
Cell - (850) 259-1318
January 23, 2007
Legislators Roll Back Citizens Premiums, Insure Non-Homestead Properties
October 16, 2006
First Time buyer? Call me for a FREE NO PRESSURE consultation!
Jennifer Dodge Cell: 850-259-1318
October 12, 2006
Important!
Four Tips for Buying in a Buyers Market!
Click Here!
GET PRE-APPROVED!!
Hello. My specialties include Investment / Commercial Real Estate and First Time Home Buyers and Sellers. I believe you can't help someone do something that you have never done yourself. I was once a First Time Buyer, and I know how overwhelming it may seem at times. I take the time to answer all of your questions about your purchase or sale.
I have lived in Fort Walton Beach for most of my life. Therefore, I know the companies that will give you the most value for your money. You worked hard to purchase a home, don't just hire anyone to manage your transaction. Get the most for your money!
I truly enjoy helping you understand the buying or selling process. I want to take the hassles out of buying or selling your home or business property. I enjoy buying and selling real estate and I want you to enjoy it also. Therefore, I take the bad stuff out and leave only the most rewarding and satisfying experiences to you!
Is this your first purchase?
Did you know my services are free of charge for you?
I live and breathe real estate in Fort Walton Beach and Destin Beach, Florida. My passion for real estate makes it easy for me to make a fulltime commitment to my clients. By combining personal, one-on-one attention with dynamic web and e-mail resources, I provide 24/7 market coverage for my clients.
I am a REALTOR click here to view our Code of Ethics!
Let's get together to talk about your home buying and/or selling plans. Call me at the office (850) 664-2510) or on my cell phone (850) 259-1318 or send me an e-mail (Jennifer_Dodge@hotmail.com), we'll setup a time to meet that is easy and convenient for you.
I look forward to working with you! Looking for local information? Click Here! Looking for rentals? Long term and short term! Click Here!
Jennifer Dodge
- RE/MAX Southern Realty
(850) 259-1318
Jennifer_Dodge@hotmail.com
 
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Today's Rates:
| 30-yr Fixed | 6.52% | 6.73% | | 15-yr Fixed | 6.07% | 6.39% | | 1-yr Adj | 5.18% | 6.43% |
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