Finding the right home at the right price is just one part of a home sale or purchase. The Realty Firm, Inc. is seasoned at helping both buyers and sellers when it comes to closings. E-mail or call us today at (850) 259-1318 if your needs include a real estate pro experienced in the business side of real estate.

Expected closing costs

There are certain basic fees related to closing the sale of a house. These expenses are commonly split between the buyer and seller, as instructed in the sales contract. Many are customary, but there are nuances to each, so you'll want a real estate expert in Florida to help guide you through your transaction.

Costs pertaining to your mortgage to be paid at closing    (Click here for details)

  • Points (optional)
  • Appraisal Fee
  • Credit Report
  • Interest Payment
  • Escrow Account

Taxes you may be responsible for at closing    (Click here for details)

  • Property Taxes
  • Transfer Taxes and Recording Fees

Insurance fees due at closing    (Click here for details)

  • Homeowners Insurance
  • Flood or Quake Insurance (optional)
  • Private Mortgage Insurance (PMI) (optional)
  • Title Insurance

Sellers: As we hammer out your deal, I'll not only work to get the highest sales price, but I'll also push for lower closing costs. And once we've reached an agreement, I'll walk you through the closing costs so you are aware of exactly what you're paying for.

Buyers: If you are purchasing a property in Okaloosa County, you will receive a "Good Faith Estimate" (GFE) of closing costs within three days of submitting your loan application. The estimate is based on the loan officer's previous experience and is required to be within an appropriate range so you're not shocked when you reach the closing table. I'll be happy to look at the GFE with you, answering your questions and highlighting any estimates that seem off.

Feel free to call me anytime! I am available to answer your questions anytime. Thanks!


The Realty Firm, Inc. 27 Harbor Bvld Suite 3B Destin, FL 32540
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